FX.co ★ US 3-Month T-Bill Auction Yield Edges Up to 3.760%

The yield on the United States 3-month Treasury bill inched higher at the latest auction, reaching 3.760%, up from 3.735% at the previous sale. The updated figure was recorded on 13 July 2026.

The slight uptick in the short-term government borrowing cost suggests a modest shift in market pricing for near-term interest rates and liquidity conditions. While the move is incremental, changes in 3-month bill yields are closely watched as a barometer of expectations for Federal Reserve policy and short-term funding dynamics.

Investors and money market participants typically use the 3-month T-bill as a key reference for cash management and as a low-risk benchmark, meaning even small yield adjustments can influence portfolio positioning and short-term rate-sensitive strategies.